Privacy Policy

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Who are we

First of all, let’s introduce ourselves. We are Transfero Swiss AG, registered with CNPJ under no. 30.934.964/0001-78, with headquarters at Aníbal de Mendonça Street, 27/101 – Ipanema – Postcode: 22410-050 – Rio de Janeiro, RJ. We provide and maintain the PanoramaCrypto platform, dedicated to providing news, information, and relevant content about the digital asset market.

Our commitment to privacy and your data

PanoramaCrypto is a platform for information, news, and content. We believe that good quality information increases overall awareness and promotes better decisions. Therefore, it should be accessed as freely as possible. For such reason, we do not require any kind of registration for you to have access to our platform’s pages. We also believe that the primary purpose of communication means, like us, is not to capture personal data indiscriminately, but to offer content of excellent quality, so we always seek to use as little personal data as possible.

How and when personal data is collected

PanoramaCrypto collects personal data provided by you and also automatically from your browsing activities. All purposes of using personal data are detailed in this document. By default, the information you provide to us, including data that allows your identification, as happens if you choose to receive our newsletter, is not connected to the browsing information. Therefore, we assure you that we do not do individual activity tracking.

What kind of data do we collect

Data on how you use PanoramaCrypto

This information is collected automatically from browsing our platform. Details of the manner and purposes of using this data are detailed in item 7 of this Policy, dealing explicitly with cookies.

Your email

Our platform offers a newsletter service, so you can receive messages indicating what new content is available. Your email, collected for this purpose, will be used exclusively for such purpose. It means that we will not contact you for any other reason without obtaining your prior consent.

Your contact details

If necessary, we make some special content available, and to access it, you may need to identify yourself. Whenever this occurs, all specific purposes of using this data will be identified, as well as the legal bases that support those uses.

What kind of data we do not collect

We do not collect sensitive data

Under no circumstances do we carry out any processing activity involving sensitive data. For your information, sensitive data are considered those on racial or ethnic origin, religious conviction, political opinion, union membership or organization of a religious, philosophical, or political character, data concerning health or sexual life, genetic or biometric data, when linked to an individual. 

We do not collect data from children and adolescents

The content provided by our platform deals exclusively with subjects related to digital assets and cryptocurrencies. Therefore, they are not content intended for children and adolescents. Consequently, we do not capture or process, under any circumstances, personal data of children or adolescents.

What are the purposes of using your data

To the proper functioning of the platform

We automatically capture, using cookies, essential data for the provision of PanoramaCrypto website. Later, in this Policy, there is a section that will deal specifically with cookies.

To improve your user experience

Some automatically captured data is used to improve the way you navigate the platform and generate data needed to evaluate which content is most relevant to our audience.

To send content to you, only when you request

We may provide some services that may contact you for sending content and information. For such purpose, the conditions of collection and processing of your data will be presented for each case, and you will be able to decide how your data can be used.

Cookies are small pieces of data (text files) that a website, when visited by you, asks your browser to store on your device to keep a memory about you. We use cookies maintained by ourselves and cookies maintained and administered by other companies to improve the marketing actions carried out by Transfero Swiss AG. It is important that you know that collecting information that uses cookies can be disabled on your terminal (computer, tablet, or smartphone). 

In this case, as some cookies are essential for the full operation of the platform, you may feel some differences in usage, and some features may not be available.

We divide the cookies used in PanoramaCrypto into four categories:

Cookies Required to Make the Platform Available

These cookies are essential for our pages to function properly. They cannot be disabled, because if they are, our pages’ availability will be compromised. Strictly necessary cookies are usually activated from a user-taken action, equivalent to a request for services, such as entering one of our domains.

These cookies do not store any personally identifiable information.

Analytical Cookies

Analytical cookies allow us to keep track of visits and traffic sources within our pages to measure and improve our website’s performance. They help us know which pages are most popular among users and which are the least popular, in addition to checking how visitors move through pages. All information that these cookies collect is aggregated and therefore anonymous. However, if you do not allow the use of these cookies, we will not know when you have visited our website.

Functional Cookies

These cookies allow us to provide better functionality and personalization of your activity on our platform and other digital products, services, and properties maintained by Transfero Swiss AG. They may be configured and or administered by us or by further (first-party or third-party cookies) service providers added to our pages. If you choose to disable these cookies, some or all of these services may stop working.

Marketing Cookies 

Marketing cookies may be aggregated on our website by advertising partners. These companies can be used to understand your preferences and show which ads make the most sense and are most relevant to you. Targeting cookies do not directly store personal data but are based on your browser and internet device’s unique identification, depending on your interaction with our pages. If you do not allow these cookies, you will receive less targeted and specific advertising to your preferences. With these cookies, third party advertising helps Transfero Swiss AG improve its marketing strategies, including targeted advertising, both for the PanoramaCrypto platform and the other products and services offered by us to the market.

WHAT ARE YOUR RIGHTS

You have the right to request:

  • Confirmation of the existence of your personal data’s processing, with indication, whenever possible, of the way the data are processed and the purposes of the processing. You can also request access to your data.
  • Correction of personal data that may be incomplete, inaccurate or outdated.
  • The blocking or deletion of unnecessary, excessive or possibly processed personal data in non-compliance with Brazilian legislation.
  • The revocation, at any time, of the consent given by you to specific personal data, which this legal basis authorizes processing, and you may also request the deletion of this data, which will be attended provided that there is no legal determination to maintain them or other legal basis that sustains the non-deletion of the data.
  • The portability of your personal data, except for personal data that has already been anonymised.
  • Information about public or private entities with which personal data is shared.
  • Information on the possibility of not providing consent and what are the consequences of any denial.

In cases of impossibility of providing information arising from industrial or commercial secrecy or other exception, you will be informed about this situation, with a clear justification as to the reasons why your request will not be attended.

For any requests, please contact us at [email protected] or through the communication channels presented at the end of this page.

Where your data is stored

The PanoramaCrypto platform stores the data collected on third-party contract servers located in Brazil and abroad, where all reasonable market efforts are employed to preserve data security.

HOW SECURE YOUR DATA IS

We adopt standard data collection, storage and processing practices, and security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, you should note that no safety measure is perfect or impenetrable. Despite our usual efforts to maintain your personal data security, such information may be intercepted, stolen, hacked or misused without this meaning the existence of our failure.

On the other hand, we reserve the obligation to inform you of the extent of these breaches in the event of any breach, alteration, invasion, or similar event relating to the personal data we process. We shall also inform which data has been impacted, what are our strategies for solving or mitigating the effects of that event, and any other information that may be relevant.

How long is your data stored

We will keep your data stored only for the time necessary to fulfill personal data processing activities. In any case of treatment by consent, if you choose to delete the information, we will meet your request as soon as possible.

We process data not necessarily for the feasibility of our services, in a specific manner, nor to improve the experience of our users, but rather due to legal obligations imposed on us due to the activity we carry out. Thus, there is the possibility of maintaining personal data in our databases and systems for specific deadlines defined by law or by a competent authority, which is why, even if you request deletion through our contact points, such exclusion may not occur.

THIRD PARTIES WITH WHOM YOUR DATA IS SHARED

Transfero Swiss AG does not share your data with other controllers, except in the following situations, for which you hereby declare to be aware and authorize the sharing:

  • If it is absolutely essential for the correct provision of services offered by the PanoramaCrypto platform.
  • As a result of a court order or by request of an administrative authority competent to make it.
  • For the protection of the interests of Transfero Swiss AG, including legal demands.
  • In cases of changes on equity holding positions, mergers or acquisitions involving Transfero Swiss AG, where the transfer will be necessary for the continuity of the services provision.

Links to third parties

Links to other sites, applications, or platforms may exist on the platform pages. It does not mean that Transfero Swiss AG endorses or is responsible for anything that happens outside the domains of its platform. You should also be aware that by clicking on these links, you will be subject to the terms of use and privacy policies of these websites, applications, and external platforms.

LEGAL DISCLAIMER

Transfero Swiss AG will not be responsible for:

  • Any errors or inconsistencies in the transmission of data from the network, as well as related to quality or availability of internet connection, capable of hindering proper receipt of information;
  • Outdated, incomplete, or untrue data provided by you.
SCOPE OF THIS TERM, OMITTED CASES, AND APPLICABLE LAW

This term governs Transfero Swiss AG’s relationship with users who access the PanoramaCrypto platform concerning the privacy and protection of personal data. In omitted cases, the Platform Terms of Use should be used in a subsidiary way. The applicable laws and regulations will always be the Brazilian ones.

You are aware of and agree to the election of the jurisdiction of the district of Rio de Janeiro, state of Rio de Janeiro, for jurisdiction over any dispute that may occur regarding this Privacy Policy. Exception is made for complaints made by users that fit under the legal concept of consumers, who may submit them to the forum of their domicile.

If any clause or term has not been made clear or, if there is any suggestion or request, please contact the responsible for questions or suggestions about privacy and data protection through the email [email protected] or use the contact means indicated below.

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